This was how everyone else looks like when they're taking Financial Institutions and Markets term test paper because all we ever learn are the differences between wholesale and offshore banks, what is the capital requirement for local and foreign wholesale banks and what is capital adequacy? Oh, doesn't the mention of such terms drive you nuts and on the verge of moving your cursor to exit my blog?

Well, guess what happens on my weekend? It sure was a BLAST!

Anyway, I wasn't sleeping in the picture, ok? I'm studying... just with half my eyes closed!


Whee... what happy colors!




The words are supposed to be in a shiny green and I have totally no idea why it turns out to be white.

But finally, satifaction for lust!

With love at 1:42 AM,
Joan